Grow your manufacturing & wholesale business to the next level
Whether you’re purchasing raw materials in bulk, expanding production capacity, or bridging invoice payments, Choco Up provides the working capital you need to keep operations moving and customers satisfied.
As an alternative to traditional manufacturing loans and wholesale financing, our funding solutions for manufacturing businesses and wholesalers provide fast, unsecured funding up to $ 1.5 million with repayments that flex with your revenue.
Stock up on raw materials or goods at the best price points. With Choco Up funding, you can purchase in bulk to enjoy supplier discounts and higher profit margins.
Access working capital to upgrade equipment, add new production lines, or increase output without draining cash reserves.
Smooth out cash‑flow gaps between incoming orders and client payments. Our flexible repayment structures ensure your operations run without interruption.
Manufacturing & Wholesale Funding Challenges
Manufacturing and wholesale businesses operate on tight margins and long payment cycles.
Keeping production steady while managing large orders and inventory can strain cash flow.
That’s why manufacturers and wholesale companies turn to manufacturing loans or wholesale funding solutions.
Choco Up ’s funding is designed to help you stay resilient, nimble, and ready to grow,
providing you the working capital you need to cover raw materials, production costs,
and operational expenses.
Bridge payment cycles & invoice gaps
Get the capital you need to cover payroll, raw materials, and operational costs while waiting for clients to pay.
Keep production on schedule and deliver on time.
Purchase raw materials in bulk
Secure funding to buy raw materials or stock at the best rate.
Unlock bulk discounts, improve margins,
and strengthen supplier relationships.
Meet large order demands
When demand surges, get the capital you need to
ramp up manufacturing quickly.
Fulfill orders efficiently without tying up cash reserves.
Choco Up
Bank loans
Fast Approvals as quick as within hours
Access up to $1,500,000. No proposal needed.
Flexible repayment options that fit your business - weekly, monthly, or revenue-based
Enjoy financing terms of up to 12 months
Say goodbye to property pledges and asset guarantees
Zero equity dilution. Keep full control of your business.
- 01
Check Eligibility
Complete our quick eligibility form to see how we can support your wholesale or manufacturing business.
- 02
Sign Up & Connect
Set up your account, share basic business information, and securely link your financial data. We’ll review your data and generate a tailored funding offer within 24 hours.
- 03
Review Offer & Get Funded
Select your preferred funding options. Once approved, receive capital quickly to power your next stage of growth.
Monthly revenue of
at least USD 10,000
Operating for more than 6 months
(For same‑day approval: ≥ 2 years trading history)
Registered business in Singapore, Hong Kong,
or Australia
Success Stories
HB Heating is a Hong Kong manufacturing business specializing in precision heating solutions and industrial components.
With Choco Up's flexible growth funding, HB Heating streamlined their operations, optimizing production lines, securing raw materials ahead of demand, and fulfilling large orders without cash flow disruptions typical in manufacturing.
This partnership helped them maintain tight delivery timelines, reduce operational bottlenecks, and scale reliably in the competitive manufacturing landscape.
Grow your business with Choco Up
