Why get funded from Choco Up?
Grow your business with growth capital made for e-commerce brands.
Get started in minutes
Reach your potential in just a few simple steps
Create an account
Simply fill-in a form to register and begin application process.
Connect store data
Integrate your e-commerce platforms with a few simple clicks. This helps us give you an initial offer within 24 hours.
Submit all necessary documents for verification and due diligence. Once approved, you'll receive funding in 48 hours.
Contribute future revenue
Enjoy flexible repayment by sharing a percentage of future revenue to pay down your funding amount.
Choco Payment & Choco Wallet = Grow faster
Frequently Asked Questions
How much funding you get is decided by our proprietary data-driven risk management technologies and algorithms.
The decision is based on multiple factors related to your unit economics, monthly revenue, and monthly transaction rate.
Choco Up fees have no periodic nor compounding interest so you will know exactly how much you need to repay before you accept the offer and that fee will never increase throughout the repayment process.
Choco Up does not give out loans.
We use a unique revenue share model in order to fund our partners. We do not require equity. Our flexible repayment scheme means that there is no additional interest accrued.
Indicative term sheets can be given out in as fast as 48 hours. You will receive funding within 24 hours of agreeing to the set terms.
We provide funding to digital merchants. Our minimum eligibility criteria includes: 6+ months of company operating history and revenue greater than USD 10k/month.
As you draw closer to spending all your advance you may need more capital. We automatically monitor your recent business growth and outstanding balance to see if you qualify for more capital.