Grow Now, Pay Later .

We know your company needs extra capital and clear insights to grow in a short time. We are here with you.

Investment portfolio

The largest revenue-based financing investor in Asia

2 days
Pay out speed
Up to 40%
Funding amount granted based on annual revenue
Average growth rate
Recurring rate

Small business financing options

e-Commerce funding

Who said digital merchants can’t apply for funding? We understand your potential and ready to help you grow.

Startup funding

Lack of capital, resources and networks? We are your one-stop solution to all of these growth hurdles.

More than just business capital

Growth analysis

Do not know where to grow? We analyse everything for you

Use now, pay later

Get paid from the globe via various payment methods.

Business account

We know it's hard to open a business bank account, so here we are.


Free up your cashflow with our UNPL service.

Interested in joining our partnership ecosystem?

Learn more

How we work?

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Accept and finalise with us


Truly a milestone for CE Brands, and we look forward to working with the Choco team and benefiting from their value-add and expertise, especially in SEA markets like Vietnam.

Craig Smith

Choco-Up is a game changer. They gave us the most founder-friendly and flexible financing option which allows us to restructure our business model and accelerate our growth.

Rosaline Chow Koo
CXA Group

Success stories

The past of these founders could be your future.

Ready to scale your business faster?

Choco up invests from $10K to $5M USD on a revenue share model. We'll simply take a fixed percentage of your sales until we have recouped the capital + flat fee.