Choco Up's development of RBF in Asia
With over 100 investments totaling US$30 million, our founder-friendly approach helps startups access non-dilutive growth capital.
A cash flow loan is a term loan provided based on your company’s past and forecasted cash flow. It is typically used by e-commerce businesses to fulfill working capital needs, such as payroll and inventory.
As a form of unsecured loan, cash flow loans do not require pledging of tangible assets as collateral. You may, however, be required to sign a personal guarantee over the loan.
Cash flow loans are suitable for e-commerce companies which are currently in short supply of working capital, but expect strong cash flows in the future.
For the following types of businesses, cash flow lending could also give you access to capital which may not be available via other routes:
Grow your business with Choco Up
With over 100 investments totaling US$30 million, our founder-friendly approach helps startups access non-dilutive growth capital.
Unlock funds by using your accounts receivable as collateral with receivables discounting.