F&B Business and Restaurant Financing - Your Recipe for Growth

A restaurant owner wearing an apron and smiling with arms folded

Our funding solutions are custom-built for your food business, designed to help you unlock growth and expansion opportunities for your restaurants, cafes, or other F&B ventures.

Check eligibility
01
Get noticed

Receive the financing you need to invest in strategies that make your restaurant stand out to customers and essential equipment create memorable dining experiences.

02
Stay afloat

Get the working capital you need to maintain steady cash flow to purchase ingredients, expand inventory, and invest in growth opportunities for your restaurant.

03
Stand out

Invest in a truly unique loyalty program that rewards customers in exciting new ways. Offer personalised rewards and unexpected perks that will keep them coming back for more.

F&B challenges

Funding isn't a Cakewalk, We Know.

From new startup restaurants emerging, to the constant technology advancements, brands must adapt to remain relevant.

That's why we've developed financial solutions, like revenue-based funding, tailored to help you.

Keep Your Supplies Stable

Our revenue-based funding provides you with the bulk capital you need to diversify your suppliers, maintain your equipment, and improve your stock management.

This allows you to keep a steady supply chain, and pay back as you earn.

Enjoy Cash Flow Confidence

Keep your restaurant business running smoothly by paying suppliers, covering scaling costs, and maintaining equipment.

Our revenue-based funding model offers you working capital now, and lets you make flexible repayments as you earn.

Keep Customers Coming

With our funding for business, you can invest in loyalty initiatives to enhance the customer experience, without the headache of immediate payment.

Take advantage of our partner network to explore opportunities. Invest now and pay later.

Why Choose Choco Up?

We’ve selected these funding options to match your needs as a F&B organisation, understanding that traditional funding sources may not grasp your challenges.

Make Flexible Payments Based on Your Earnings

This aligns your funding with your income, providing flexibility in repayment.

Grow Now, Pay Later

Get access to products and services now, and pay later.

We believe the best funding strategy for your business blends these options.

Check your eligibility
How it works
Unlock funding in a few steps

Uncover growth with us: flexible terms, fast funds, and expert guidance.

A beautiful woman smiling while working on her laptop
  • 01

    Sign Up

    Begin by setting up your account and providing us with information about your business.

  • 02

    Link Your Platforms

    Integrate your F&B sales data effortlessly with just a few clicks. This enables us to provide an initial offer within 24 hours.

  • 03

    Select Offer and Receive Funds

    Choose your preferred funding model, and receive funds promptly.

Grow your business with Choco Up

Check eligibility
Do You Have Any Questions?

 Frequently Asked Questions

How much funding can I receive?

What are the fees involved?

Is this funding considered a loan?

How long does the funding process take?

What are the requirements for funding?

Can I receive more funding in the future?

Why do I need to connect my sales accounts?

Where can I find help with my advance?

Is my data safe?

Didn’t find what you’re looking for? Check out our FAQ page for more information and answers to your questions.